All Programs
Explore Olli's full suite of insurance programs. Buy direct or access through our partners.
General Liability
General liability insurance covers third-party bodily injury and property damage claims from your business operations, built for small business owners.
Professional Liability
Professional liability (E&O) insurance protects consultants and service businesses from claims of negligence, errors, omissions, or inadequate work.
Business Property
Business Property insurance covers the equipment, inventory, furniture, and tools your business depends on against theft, fire, and accidental damage.
Business Owner's Policy
A Business Owner's Policy bundles general liability, commercial property, and business income coverage into one discounted package for small businesses.
Workers' Compensation
Workers' compensation insurance covers medical expenses, lost wages, and rehabilitation costs for employees hurt on the job, meeting state requirements.
Cyber Liability
Cyber liability insurance protects your business from data breaches and ransomware attacks, covering breach response costs and legal fees.
Commercial Auto
Commercial auto insurance covers vehicles used for business purposes, including owned, hired, and non-owned autos employees drive for work.
Renter's Insurance
Renters insurance protects your belongings, adds liability coverage if a guest is hurt in your home, and covers living expenses if you're displaced.
CHP Tenant's Cover
CHP Tenant's Cover is purpose-built for community housing program tenants, providing personal property and liability coverage for subsidized housing.
Student Rental Guard
Affordable renters insurance built for college students and young adults, covering personal property, liability, and the risks common to student housing.
Tenant Security & Liability
Tenant Security & Liability combines personal property security coverage and liability protection in one policy, covering belongings and in-home incidents.
Tenant Upgrade Program
The Tenant Upgrade Program raises coverage levels beyond a standard renters policy, adding higher property limits and enhanced liability protection.
Military Housing Protection
Military housing insurance is built for active duty service members and their families, covering personal property during moves and off-base housing.
International Occupant Cover
International Occupant Cover provides worldwide personal property and liability protection for expats and international students renting in the U.S.
Landlord Protection
Landlord insurance covers rental income loss, tenant-caused property damage, and liability claims for owners who rent out residential or commercial units.
PMC Content & Liability
PMC Content & Liability insurance protects property management companies against content damage and liability risk across their managed property portfolio.
Wrongful Occupancy
Wrongful occupancy insurance protects property owners and managers from claims and legal costs tied to disputes over rightful occupancy of a property.
Damages & Dilapidations
Damages & Dilapidations insurance protects tenants and property operators from unexpected end-of-lease repair claims, from wear-and-tear to real damage.
Local Authority Compliance
Local Authority Compliance insurance helps property managers and landlords meet local regulations, covering fines and legal costs from compliance failures.
Host Liability
Short-term rental host insurance protects hosts and operators from third-party injury and property damage claims made by guests.
Short-Term Rental Apartment Cover
Short-Term Rental Apartment Cover protects owners renting short-term, covering guest property damage, theft, injury liability, and lost rental income.
Vacation Rental Guest Protection
Vacation Rental Guest Protection covers travelers staying in vacation rentals, including accidental property damage and personal liability during the stay.
Convention & Trade Show Cover
Convention & Trade Show Insurance covers event organizers and exhibitors at conventions, including exhibit equipment and attendee liability.
Wedding Venues Insurance
Wedding Venue Insurance covers venues hosting weddings, including event property damage, guest injury liability, and vendor no-shows.
Accident Insurance
Accident insurance pays fixed cash benefits after a covered injury. The policy includes Accidental Death and Dismemberment plus Accident Medical Expense.
Trip Cancellation
Trip cancellation insurance reimburses prepaid, non-refundable travel costs when a domestic trip is cancelled for a covered reason, like illness.
International Trip Cancellation
International Trip Cancellation insurance covers non-refundable costs when an international trip is cancelled, plus emergency medical expenses abroad.
Bed Bug Insurance
Bed bug insurance covers the costly remediation, temporary housing, and property replacement expenses that follow a bed bug infestation for tenants.
Security Deposit Replacement
Security Deposit Replacement lets tenants pay a small fee instead of a large cash deposit, while landlords get coverage for tenant-caused damage.
Mutual of Omaha Accident Insurance
Mutual of Omaha accident insurance pays cash benefits directly to solo entrepreneurs after a covered injury, including Accidental Death and Dismemberment.
PowerProtect
PowerProtect is a parametric monitoring plan from Centinel, not an insurance policy. It monitors the enrolled business location 24/7 and releases a payout you choose in advance when a verified outage lasts 72 hours or more.
Insurance by profession
Not sure which programs fit your work? Start from what you do — each guide covers the risks of the trade and the programs that address them, or browse all professions.
Trades & Home Services
- Plumber insurance
- Electrician insurance
- Handyman insurance
- Cleaning business insurance
- Landscaping insurance
- Contractor insurance
- Mover insurance
- Roofer insurance
- Carpenter insurance
- HVAC insurance
- Painter insurance
- Pest control insurance
- Appliance repair insurance
- Locksmith insurance
- Tree service insurance
- Mechanic insurance
- Pressure washing insurance
- Welder insurance
- Auto detailing insurance
- Courier insurance
- Window cleaning insurance
- Junk removal insurance
- Snow removal insurance