Short-Term & Event

Host Liability

Liability protection for short-term rental hosts.

Per Occurrence

Carrier Depending

Platform Gap Fill

Yes

Defense Costs

Included

Properties

Multi-Unit Available

What does Host Liability cover?

Host Liability insurance protects property hosts and short-term rental operators against third-party injury and property damage claims made by guests. Hosting on Airbnb, on Vrbo, or independently, the policy is meant to fill gaps that platform protections often leave behind.

What's included?

Guest bodily injury liability

Guest property damage liability

Coverage beyond platform protections

Defense costs for guest lawsuits

Liquor liability add-on available

Pool and amenity liability

Multiple property coverage options

Instant proof of insurance

What are the limits and deductibles?

Per OccurrenceCarrier Depending

Platform Gap FillYes

Defense CostsIncluded

PropertiesMulti-Unit Available

Underwritten by

Multiple Carriers

Products are underwritten by licensed insurance carriers. Coverage availability and terms vary by state.

Coverage

Carrier Depending

DeductibleCarrier Depending

CategoryShort-Term & Event

No commitment required. Our team will respond within 24 hours.

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